Oddly Wired
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choice

You accept the status quo because it was chosen.

When presented with a default option, individuals are significantly more likely to stick with it than to choose an alternative.

This default bias simplifies decision-making by reducing the cognitive effort of deliberation. Even in high-stakes areas like insurance, people defer to pre-selected choices regardless of whether they match their needs.

The path of least resistance is usually chosen by others.

Where this comes from

Study
Johnson and Goldstein, 2003
What the check found
The source and year are correct for the seminal paper 'Do Defaults Save Lives?' which established the significance of the default effect.
Confidence
Solid, with limits
choicedefaultsbias

Related

One of these every day, and every one names the study it came from. When a finding is contested, it says so.