Oddly Wired
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behavioral economics

You overvalue things just because you own them.

The endowment effect causes people to place a higher price on items simply because they have gained possession of them.

In studies, the amount a person is willing to pay for an object is consistently lower than the amount they demand to part with it once they own it. The ownership transforms the item from a commodity into a part of the self. Loss aversion makes the prospect of parting with it feel like a personal deprivation.

Your possessions are an extension of your self-worth.

Where this comes from

Study
Kahneman, Knetsch, and Thaler, 1990, Journal of Political Economy
What the check found
The phenomenon is well-documented in the cited literature, though the interpretation of why it occurs (loss aversion vs. inertia/transaction costs) remains a subject of active debate.
Confidence
Well replicated

Related

One of these every day, and every one names the study it came from. When a finding is contested, it says so.