Oddly Wired
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optimism

You expect good things to happen to you disproportionately.

The optimism bias is a cognitive illusion where you believe you are less at risk of negative events and more likely to experience positive outcomes than your peers.

While this bias helps maintain resilience, it leads to the systemic underestimation of risks in finances, health, and career. It is a fundamental feature of the human brain's focus on future-directed goals.

You are the exception to every rule you see for others.

Where this comes from

Study
Tali Sharot, 2011
What the check found
The definition provided is accurate and represents a well-established psychological consensus. While not Sharot's original discovery, her 2011 work is a primary reference for the topic, justifying the attribution.
Confidence
Solid, with limits

Related

One of these every day, and every one names the study it came from. When a finding is contested, it says so.