Oddly Wired
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imagination

You cannot stop yourself from imagining an impossible scenario.

Counterfactual thinking is your brain's persistent attempt to simulate 'what if' scenarios to understand outcomes.

Even when an event is irreversible, you mentally construct alternatives. This simulation serves an adaptive purpose: it helps you learn from potential mistakes. However, it also traps you in a cycle of reliving moments that can no longer change.

You are hardwired to replay reality with different variables.

Where this comes from

Study
Roese, 1997
What the check found
Neal J. Roese's 1997 Psychological Bulletin review is the foundational work for this concept, covering the functional (learning) and dysfunctional (rumination) dimensions described.
Confidence
Solid, with limits

Related

One of these every day, and every one names the study it came from. When a finding is contested, it says so.